The Driftr Podcast – Episode 13

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On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

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 What flight aggregators do you use for finding flights?

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Chase Sapphire Preferred

  • $95 Annual Fee
  • 2x Points on Travel and Dinning
  • No Foreign Transaction Fee
  • 1:1 Points Transfer
  • Primary Rental Car Insurance
  • 25% More Points
  • And more! Learn here.
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Siem Reap, Cambodia

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Credit Card Application Limits

 

American Express

  • Charge cards: you can have as many cards as you like
  • Revolving credit cards: you can only have 4 in a lifetime (including Personal and Business)
  • You can only apply to 3 cards (mix of charge and revolving cards) within 24 hour period
  • You may be able to get approved for more than two cards in a 90 day period
  • You can only get the sign up bonus once in a lifetime

Chase

  • Chase limits the amount of credit that it will extend to you for a lifetime
  • Also have to watch Chase’s 5/24 rule: can’t have more than 5 new accounts in a 24 month period
  • Can get a new sign up bonus every 24 months

Citi

  • Citi limits the amount of credit that it will extend to you for a lifetime
  • You can only apply for one personal card every eight days and no more than two in a 65-day window.
  • You can only apply for one business card every 95 days.
  • There’s a mandatory waiting period between canceling and re-applying that you must follow

 

Learn More here from The Points Guy

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